nfl
Vikings LB Dallas Turner lost $240,000 in bank fraud scheme, per report
Discussion
I’ve worked in bank fraud for over 20 years. We see this constantly. A lot of times it’s older people getting victimized, but a Federal Trade Commission report earlier this year said 44% of all fraud reports filed last year were from people aged 20-29. So younger people are just as stupid.
Keep an eye on your accounts, question anything you don’t recognize, and for the love of all things holy DON’T MOVE MONEY TO AN ACCOUNT YOU DON’T OWN OR CHANGE IT TO BITCOIN BECAUSE SOMEBODY TELLS YOU THERE’S FRAUD ON YOUR ACCOUNT.
Call a number you know belongs to the bank or go to the branch in person.
This guy actually went to two different branches in person to make a $120,000 transfer twice. At no point did he ever think to actually ask someone at the bank about anything...
I’m surprised nobody at either bank was suspicious. Maybe cause he’s a rich guy so $120,000 isn’t the same as for an average Joe? Still, I feel like with all the training they surely have about spotting fraud and people being defrauded, they should have caught this.
I'm surprised at the second location there wasn't some kind of like "Ok, so you just withdrew $120,000 from this same account at a different branch 30 minutes ago?" Umm, wassup? thing lol
Well he wasn’t drafted for financial acumen
44% of all fraud reports filed last year were from people aged 20-29
Key word being all, this includes card skimmers and plenty of other forms of fraud that don’t require the person to be an idiot falling for obvious scams
I’m in that age range and honestly the scams have gotten pretty good and have psyched me out for a moment a few times. But then I remember to think critically 😂
You have to wire money to stop fraudsters from stealing money 🤦♀️
I guess in those moments you're probably panicking and not thinking clearly. That sucks for him. That money is long gone
When I was working at a small company the CEO emailed me that he needed gift cards urgently for business partners coming into town. I was out of my desk and on my way to the store before I took a breath and thought hmmm why did the CEO message me a low level coordinator...why did he want gift cards...why does he want me to email the codes and not hand him the physical cards...
It's a bit eerie how little you think critically when you are moving with urgency.
I feel bad for these guys, but also, how can you be so stupid?
I was gonna say something about how fraud is getting more sophisticated these days, which it is, but I decided to read the story first just in case and yeah jesus christ that was dumb
Turns out, playing school is kinda important.
Yeah, he’s an idiot and this scam specifically is baffling to me. If I was a scammer I feel like I wouldn’t even try such a basic/illogical idea. How can someone possibly believe that the bank needs their help to stop the fraud if the bank knew it was going on? That’s one of the banks main jobs…
For some scammers, going intentionally stupid is better. People who are likely to figure out its a scam and waste the scammers time + effort self select out and only gullible ppl remain
These scams work by quickly establishing trust and using that to create an urgent situation and apply high amounts of pressure so that you don't have time to think stuff through. Thinking you're immune because you are smart or not gullible is a good way to get caught by one. They always seem obvious after the fact when you have all the time to think it through because you are missing key parts of what makes them work.
Both of these things can be true. A more accurate version of my final sentence would be “self selects for people who are likely to fall for the scam at that time”
His point is more applicable to Nigerian Prince scams. The scam itself is intentionally stupid because as soon as a request of Hi, I’m from the IRS. Can you email $2,000 in Target gift cards so we can release $1,000,000,000 to you comes in, most people realize what’s going on. By starting the scam with something incredibly well known and stupid, they filter out the people that would have caught on at the end and are left with people more likely to be a victim.
Exacting anyone can get scammed if they prey on you at a time when you’re most vulnerable. These kinds of scams have gotten doctors, lawyers, and plenty of other highly educated professionals.
They always seem so obvious “before the fact” too.
Source: I have a cell phone and an internet connection in the 21st century. That means I’ve had hundreds of scam attempts. Never lost a penny.
Yeah but I mean if you were to somehow hit on even one 240k scam a year on one of the biggest idiots you can find you’re doing pretty well for yourself
The scams are designed to find stupid people… plain and simple. They want the fallacies and incorrectness to let them know if the victim is intelligent or not.
People used to think a Nigerian prince would return their money
I'll show off how much time I've spent watching Kitboga and scambaiting videos. Usually if the victim says that they will go to their bank directly, the scammer will then tell the victim that an employee at their local branch is behind the fraud, and that the victim will be assisting the bank's security department by wiring money into a "secure account", as if there's not a paper trail of every dime that gets moved by bank employees.
Yes, it defies logic that a huge bank would recruit customers to assist in internal investigations, and that any bank employee even remotely suspected of fraud would be allowed to stay on the job for one second, but people fall for it.
Financial literacy courses should be required when a player signs an NFL contract.
The are and have been for 20 years. The problem is the players don't listen.
What else am I supposed to do when the IRS calls and asks me to buy Google Play gift cards? Google is an American company.
The issue is thinking something like this could never happen to you. Gotta always be vigilant.
Agreed. Guarantee everyone commenting in this thread has been scammed in one way or another in life.
When someone tells you someone is stealing your money and you need to act now it can have a weird effect on your psyche, especially if you don’t manage your money much yourself yet
I work in IT this shit happens WAY more than you think.
To be fair, he is only 22 years old and is making more money now than most of us will see in a lifetime. I agree that financial courses should be a part of the rookie symposium (or whatever they call it)
I work in the fraud dept of a pretty large financial institution and yeah you'd be surprised by just how often this stuff works. I literally see it every day.
I understand it. I was 25 when I was scammed out of a sizable chunk meant to be a rental deposit. How sophisticated was it? I was shown the rental unit, I was given my application that modeled the company listing it, and received notarized documents re: the lease.
My suspicions were only arisen when they began asking for more money for “upfront utilities”. By that point I thought I had paid my deposit and sealed the deal on the rental. I then contacted the corporate office of the listing agency, and they stated that this individual who had the company’s signature, watermarked documents, and a facade of legitimacy, was not one of their agents.
It’s bad. Really bad. This was my first time trying to lease my own place, and I got conned out of a couple grand in the process. Shit. Happens.
Body of a zoomer, mind of a boomer
It is easy to shame someone in this situation but it happens everyday to all types of people. Most people think it will never happen to them but it likely will. As someone who works in banking this is becoming more and more prevalent given the internet and AI. It is better that these stories are made public and hopefully they can reduce the stigma around it.
I had a client who insisted on taking out 350k over three months for his GF in Europe - they even sent him a million dollar check - fake - because that was the promise.
Filed all the reports got everyone involved I could. Ultimately we couldn’t stop him. He has pension and SSI now. No extra retirement funds.
He was a money 68 year old man this scum just offered companionship.
Watch out for your elders and family. Sucks for Turner but he can absorb it. Most of them that get hit can’t.
For anyone thinking this dude's an idiot (which he may well be) and you'd never fall for it yourself, these kinds of scams are often run by sophisticated criminal organizations who don't just call you up like "Hi I'm Chase Bank, send money pls", they have access to pretty much all your sensitive personal info (name, SSN, addresses, bank account numbers and username/passwords) and over days or weeks manipulate and psychologically break you down little by little to get you to do what they want through phone calls, emails, texts, all that seem to be 100% legitimate. Neither article goes into specifics so not saying that's what happened to Dallas Turner, but this article by a New Yorker financial advice columnist about her experience getting scammed highlights just how easily even people who work with money for a living can be victims of these tactics and are convinced to do what on the surface sounds like insane things.
Point being we can all sit here and laugh at how dumb you have to be to get scammed like this and it'd never happen to us, but there's a non-zero number of people who thought they'd never get scammed either until it happened to them. Not saying they're dumb, just that these schemes are a lot more complicated than people think they are which is why it's good to be extremely suspicious of any kind of calls or emails or texts from someone claiming to be your bank.
I had no idea these things were so complicated. At every point she had a moment thinking "what the fuck am I doing?" but then they just added another layer to the point they changed her reality. I dont know anything about social engineering but this shit isn't just "hey go buy us Google play gift cards" it's a whole operation. Thanks for the article learned alot
There's a huge difference between a sophisticated ring of hackers/scammers using phishing and social engineering to get people to mistakenly approve access or provide credentials and what this article says this dude did. He was really dumb. It doesn't make him a bad person or irredeemable. He was just very stupid here.
Part of learning is recognizing that you did something wrong or dumb. Personally, I feel like we have taken consequences away from everything. There is no shame or desire not to be dumb anymore. If you act stupid or do something selfish or malicious, why can't we call it what it is, let people feel shame and accountability, and have people learn from it? Feeling shame and having consequences is healthy for self-correction and introspection.
Please don't take this as me preaching AT you. It's just something I wanted to comment on.
Brutal
Wow! The scammer really caught a whale that time. Most profitable phone call that person has ever made I’m sure.
No excuses, this is on Dallas Turner. But genuine question - for a wiring that large of an amount of money, is the bank supposed to ask you its purpose? Any sort of basic compliance rules?
This could have been easily thwarted if he told the bank members that he received a call instructing him to wire the money from a “JP Morgan Employee”.
JP Morgan should have been the first clue. They’re not the bank side. Chase is - JPM can’t do any Chase activities.
Tbh it's a little surprising this wasn't flagged by the bank. FinCEN mandates that a currency transaction report (CTR) has to be filed for any more than $10,000 of transfers in a single day. This is also a mega red flag that should have triggered a Suspicious Activity Report (SAR). If this was an international wire, it would be caught by anti money laundering (AML) measures.
Something went wrong here on the bank side.
Source: I work in the banking world.
It's been a minute since I've been in consumer banking but I thought CTRs only applied to cash transactions and not wires or ACH
I have wired money once in my life. To do so I had to go to the bank and work through it with a banker. He verified that the money in my account had been there for some time and were legit. We then called the recipient (in this case the title company for our home purchase) and got all the infornation over the phone. I'm pretty sure they would not have allowed me to wire the money without confirning the legitimacy of the transaction.
Man, the old folks in my life always get calls like this. I'm grateful that all of them know to ignore "immediate action" and then confirm in person.
When in doubt. Go directly to the bank. If something is really important, someone is gonna send a certified letter over snail mail.
Bro, how do you even fall for that 😂 you have to prove your identity by giving your bank more money??? To two separate LLCs? Like come on!!
What a coincidence, I just got $240k
I'm glad he talked to somebody and they talked some sense into him, but also what the fuck man... How the hell you listen to someone say Chase Fraud Team needs you to wire my food truck money so you don't get defrauded? And then went to TWO banks to do this. Tell me how sending SOME of your money from your main checking to a food truck LLC and a separate no name LLC is what Chase needs to stop a fraud in progress. Like logic that out for me, I'll wait.
I know fraud is rampant, I know these shysters are very skilled at duping people but honestly after all of the warnings and info that is out there and even our banks send us warnings that we never call you or text you to give out personal information or tell you to wire money to another account so honestly he is stupid as fuck to actually wire that amount of money to these crooks.
In full disclosure I am not in the camp that Turner is living up to the hype, actually the opposite I think he is underwhelming and the proof is there he hasn’t come close. Other Viking homers yell at me that he’s young and has two established pros in front of him and blah, blah, blah and was a better fit than Verse who I would have rather had who they say wasn’t a fit for Flores scheme but he only won DROY and was a beast and that works in any defense.
So I think he’s ripe for never living up to his potential. I hope to god I am wrong I’m a 4 decade vikings fan but this kid isn’t very smart, couldn’t pick up the scheme that’s why he wasn’t getting reps, coaches were frustrated, teammates were frustrated that he wasn’t effective. This is yet another example he just isn’t that bright but hopefully we’ll chalk this up to being young and dumb. Not a good sign imo.
I look forward to the American Greed episode
"Someone's trying to steal your money. Give your money. I'm not trying to steal your money."
Turner then went to two Chase Bank branches to transfer $120,000 each to "Island Food Truck LLC" and "CNL FL LLC."
Lol thank god for him he's good at football.
What a fucking moron.
What an idiot.
Big win for the Indians today
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Bro, Stfu, he was a rookie in Flores' system, behind guys playing at an almost all-pro level. He made plays throughout the year.
If we're strictly discussing Dallas Turner's rookie season, then OP was kind of right. He only played in 28.1% of defensive snaps last season, which is bottom 10% of linebackers taken in the 1st round this century.
That said, we had two Pro Bowl linebackers last year along with another who some argue was a snub. His snap count also upticked to around 35% in the last six games, and he made a handful of impactful plays.
Did Dallas Turner have an overall disappointing season? Yes. Did he show promise towards the end of the season? Yes. Would I call him a bust yet? Absolutely not. Was he stuck in a VERY crowded linebackers room last year? Yes. Do I still want more from him? Yes. Am I willing to be patient? I guess so, as long as we have Greenard, Van Ginkel, and Cashman.
You might actually be more stupid than Dallas himself.
Doesn’t turner come from an elite finance family?
If a caller tells you to wire money somewhere, DO NOT DO IT. Call your bank or credit card company using the number on the back of your card. If it's legitimate, someone will help you out.
https://www.bankofamerica.com/security-center/avoid-bank-scams/
Yeah I have had to talk my mom off a cliff a few times from these calls. I always tell her the same thing “just say thank you, hang up, look up your banks telephone number and call them and ask if anything is going on”.
We were having a family gathering at my in-laws house and the phone rang and someone said grandma I’m in trouble and need money, luckily all of her grandchildren were at her house at that moment or she may have fallen for it, these scammers prey on the elderly and it’s disgusting.
I had the same talk with my grandmother. “If the cartel has me, they’re not going to ask for gift cards.”
Don't worry. If the cartel has you. They can keep you
-grandma
Lmao I told her that as well, “If I’m in a position to be kidnapped by the cartel, that’s on me”
“Let me learn from my own mistakes grams”
My grandparents fell for a scam that involved somebody calling them, pretending that they were me, telling them that I (they) was in jail, and to send money for bail… over the phone! Like, do you not know my voice at all? I swear, old people need to stop answering their phones.
This is the plot to the 2024 comedy-drama movie Thelma.
And financially illiterate football players
They told him they were the bank and that in order to 'prevent' a false wire transfer he needed to transfer $120,000 to a company named ISLAND FOOD TRUCK and then another company.
Like umm... Bro. He actually had to go to two different banks to transfer the money. At no point did he even ask anyone at the bank "So yea, I had this call..."
That happened with my family too. My grandparents got a call from “their grandson” saying he was in jail and needed money while the family was moving him into his college dorm right next to him. They turned to my cousin and asked him if he knew he was in jail
People need to watch the documentary The Beekeeper to see the consequences of this stuff
It’s a common scam. Find an elderly person’s Facebook and find out who they’re related to. In person a grandchild, great niece/nephew etc. and claim you’re being held in jail and need money to make bail. My great uncle called me a couple years after getting this call claiming it was me and I don’t even have Facebook. They just got my name off I assume my mom’s page and used it to go after my uncle.
This happened to my great aunt and she went to the bank to have the money wired. Luckily she didnt have the know-how to send the money over the phone and the bank obviously explained to her the scam. She thought my cousin had hit and killed someone driving and he needed 8k bail money and she was about to go get it for him.
Somebody called my grandpa pretending to be me and needing bail money but he told "me" that I got myself into this mess so I can get myself out lmao
There are so many pitfalls.
Scammers have fake websites with numbers that lead right to their call centers and spoofed caller ID. I always tell family to call the number on the back of their card or to go into the bank if they are worried enough to do something put of the ordinary.
I had this one time calling Amazon tech support because I was locked out and it was an Indian telling me to give them my bank info or something crazy and I just gave up and made a new Amazon and changed cards
Yeah, I thought this was something no one under 65 fell for. Had to reassure my MIL a few times that no, her information was not compromised and the text with a Bulgarian country code was not legit. She's almost 80.
Good thing I have no idea how to wire money.
Good thing I have no money to wire
Together, we are ripe for defrauding. Good thing I don't know you
Scammers will walk you through it step by step. I doubt most of the elderly folk know either.
The hardest part is typing all the iTunes gift card codes correctly.
Aside from that, the #2 sign that something is a scam (#1 being they contacted you first) is pushing a sense of urgency. Someone calling you & telling you "you need to do X right now or something bad will happen" is almost always a scam attempt. That whole interaction is multiple large red flags.
Also, just don’t answer your phone.
Hang up and call your bank through the official phone line.
Too bad he didn't consult a responsible adult before going through with this.
I worked at Chase in credit card customer service. NEVER take a call from someone claiming to be calling from your bank. Your bank will not call you.
My first thought would be it's time to find a new bank if they think it's my responsibility to safeguard the money in my account in their bank.
Alabama education